If the nerd in you comes out as soon as someone starts talking numbers, you might find yourself wondering how hard it is to create a mortgage calculator. Technically called an amortization calculator, the numbers you put into the calculation tell you what your payment each month breaks down to in terms of what goes to the principal (the amount to pay down your loan) and interest (the money the lender makes for loaning you the money).
Getting set up
You can download a spreadsheet to fill in for Excel or Numbers. If you don’t use Excel or Numbers, you can create one in Google sheets (a free online spreadsheet program with a Google account). You will also need a few numbers to set up your amortization schedule.
These calculators do not account for taxes and insurance since those numbers are subject to change even though you pay them with your monthly payment. If you have questions about how to use a mortgage calculator or how to figure out what your payments might be, speak with your lender for a detailed explanation.
Angelo Ventresca
239 390-4070
Cell: 716 243-6277
Vickie Ventresca
239 390-4050
Cell: 518 573-0988
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